Cheng Sheng (Stephen Chow) is a lazy person who cheats and deceives people all day long. One day, he pretended to be blind to cheat people. He met a female liar (Teresa Mo) who was bullied by a debt collector Pai Gu (Yuen Wah). Sheng couldn't bear it and rescued her, but he was transferred to debt and got himself into debt. On the other hand, the old man Ling Wanfeng (Wu Ma) also owed a debt to the loan shark Wang (Roy Cheung) and was unable to pay it off. He tried to find his old lover Pingjie (Tien Niu) and the prostitute Apple (Amy Yip) to pretend to be a rich family and defraud a rich man. Unexpectedly, the rich man who was deceived was Sheng, and he also wanted to deceive this rich family. The scam was full of jokes...